PEAK Solutions | Structured Financing for Real Estate & Business

Capital Ideas That Evolve With Your Transaction

Every transaction is unique, and the right capital stack is rarely obvious at the start. A solar developer doesn’t need to know about district bonds, and a food processor isn’t expected to understand USDA-backed credit. That’s our role.

At PEAK, we research, underwrite, and verify every program—whether it’s specialty assessments, municipal wrappers, or tax credit equity—so our ideas are grounded in legislation, not guesswork. Then we combine them with private debt, equity, and alternative capital to unlock growth.

Beyond sourcing capital, we make deals healthier. That means adding insurance wraps, credit enhancements, perfected liens, and safeguards that increase lender approval rates and protect borrowers and jurisdictions alike. Our goal isn’t just closing—it’s creating durable structures that stand up to scrutiny and deliver long-term success.

Public programs can unlock low-cost or tax-advantaged capital when paired with private sources. We do the research, read the legislation, and validate eligibility so ideas are grounded in fact.

Improvement District Bonds — fund community-benefit infrastructure tied to development.
Municipal Bonds with Wrappers — tax-exempt debt with insurance or credit enhancement for better pricing.
CPACE & Green Programs — integrate renewable or efficiency upgrades into long-term, fixed-rate structures.
Community Revitalization Levies (CRLs) — capture tax increment growth to help finance redevelopment.

Traditional and alternative debt is still the backbone of most projects, but we design stacks that increase lender confidence and approval odds.

Bridge & Construction Loans — align short-term funding with project milestones.
Permanent Takeout Debt — lock in stability once assets are built and stabilized.
Asset-Based Lending (ABL) — unlock working capital from receivables, inventory, or contracts.
Credit Enhancements — insurance wraps, guarantees, and lien perfection that make lenders more comfortable.

Equity isn’t always about dilution; structured equity can provide flexibility while protecting sponsors’ long-term vision.

Preferred Equity — fill the gap between debt and common equity with fixed return capital.
Mezzanine Financing — subordinated debt that adds leverage while preserving ownership.
Ground Lease Capitalization — monetize land while maintaining control of operations.
Sale-Leaseback — unlock capital tied up in owned real estate without disrupting operations.

Some capital ideas exist to serve broader policy or impact goals. These programs can be complex, but when properly structured, they strengthen deals while advancing community benefit.

USDA & SBA Programs — support rural businesses, agriculture, and small enterprises.
Tax Credit Equity — monetize renewable, historic, or affordable housing credits to reduce project costs.
Green Bonds & Infrastructure Bank Capital — large-scale, mission-driven funding to accelerate impact projects.
Impact Partnerships — align with investors who value both returns and measurable community outcomes.

Not every situation fits the mold. Opportunistic ideas exist for speed, distress, or gaps in execution. They are deployed sparingly but can change the outcome of a transaction.

Value-Add ABL (Oppy Financial) — rapid, asset-based liquidity to capture discounts or cover short-term needs.
Distressed CRE Liquidity (Spectrum Financing) — debt secured by existing commercial real estate in special situations.
Factoring & Contract Monetization — accelerate receivables to keep working capital flowing.
Progress Billing Financing — advance against staged billing to keep projects moving on schedule.

Why Hire PEAK?

Structuring Cases, Not Just Capital.

At PEAK, we approach financing the way a lawyer approaches a case. Every transaction begins with investigation—digging into legislation, underwriting, and lender criteria. We build the argument for why a structure should be approved, presenting evidence through credit enhancements, tax credits, and perfected liens. Instead of simply introducing you to capital, we make the case for the right capital, structured to withstand scrutiny. And we don’t stop there—we optimize returns for all stakeholders. Sponsors need flexibility, investors need performance, and capital providers need to hit benchmarks before they commit. Everyone has to eat, and our role is to Set the table.

Our current focus is North America and the Caribbean, where we’ve built an extensive track record. But our research and relationships extend far wider. With partners in Europe and Asia—and a willingness to follow strong projects wherever they arise—we bring a global perspective to local opportunities. If a transaction makes sense, we’ll pursue it, no matter the geography.

We work only with a select network of institutional lenders, private credit groups, and tax credit specialists, ensuring efficient execution without wasted time. By aligning financing with structured ideas—such as non-dilutive funding, public programs, and alternative debt—we engineer capital stacks that optimize leverage, reduce risk, and create long-term value.

Whether you’re developing housing, scaling a business, or delivering impact-driven infrastructure, PEAK acts as your advocate in the capital markets—navigating complexity, anticipating lender needs, and ensuring seamless closings.

See how our structured approach delivers results—explore SOME OF our recent transactions and case studies below.

BuidlToRent Community partially constructed with land development surrounding

For two build-to-rent projects in Atlanta, we orchestrated a structured financing solution that seamlessly transitioned from construction loans to bridge funding and, ultimately, permanent financing. Our approach incorporated cost segregation to accelerate depreciation, reduce taxable income, and lower tax liability. Although CPACE and ground lease financing were not applicable, our customized structure enhanced refinancing potential and delivered superior deal economics.

The result was an optimized capital stack that allowed sponsors to achieve market rent objectives while preserving flexibility for future lease-up adjustments. This innovative financing structure exemplifies our commitment to delivering tailored capital solutions that drive project success and growth.

Deal Highlights:

➡️Seamless Transition: Moved from construction loans to bridge funding and permanent financing.

➡️Optimized Economics: Leveraged cost segregation to accelerate depreciation and reduce tax liability.

➡️Capital Flexibility: Created an optimized capital stack that enhances refinancing potential while preserving future lease-up options.

solar farm development firm For a solar farm development, we secured a robust working line of credit that stabilized operations, ensured timely construction funding, and supported strategic land banking. In parallel, we engineered dual U.S. Infrastructure Tax Credits transactions that delivered a significant equity boost and arranged a smooth construction-to-permanent financing transition via a REIT, enhancing liquidity and reducing risk. These integrated solutions unlock hidden value and drive sustainable growth. This multifaceted approach demonstrates our expertise in leveraging both traditional and alternative funding sources, creating a compelling investment proposition for sophisticated sponsors. With these key components in place, sponsors are now actively finalizing power purchase agreement discussions, further solidifying the project's market competitiveness and long-term potential.

Deal Highlights

➡️Working Capital: Secured a robust working line of credit that stabilized operations and funded solar farm development, including strategic land banking.

➡️Equity Boost: Negotiated dual U.S. Infrastructure Tax Credits transactions to secure an equity boost and arranged construction-to-permanent financing via a REIT.

➡️Ongoing Negotiations: With key financing components in place, sponsors are actively finalizing PPA discussions to further enhance project viability.

employees working at a beef processing plant

For a beef processing plant acquisition, when initial funding fell through, we stepped in with an innovative unsecured debt solution that met critical contract deadlines and secured the purchase. The sponsors—recognized as the gold standard in U.S. beef processing, with years of production experience, aggregate top-line revenues exceeding $300MM, and EBITDA up to $15MM (with expansion projections of $30MM to $50MM annually)—demonstrate exceptional operational expertise. We are now collaborating with the USDA to convert this short-term debt into an asset-based line of credit while integrating R&D Tax Credits, WOTC, and cost segregation. This strategic approach reduces tax liabilities and bolsters working capital until traditional financing becomes attainable, showcasing our prowess in optimizing diverse funding sources for strategic project success.

Deal Highlights:

➡️Innovative Debt Solution: Met critical deadlines to secure the acquisition.

➡️USDA Partnership: Transitioning short-term debt into an asset-based line of credit.

➡️Integrated Tax Strategy: Leveraging R&D Tax Credits, WOTC, and cost segregation to reduce liabilities and bolster working capital.

Tailored capital ideas for complex transactions. You don’t need to know what fits. We do.

Capital Ideas That Evolve With Your Transaction

✅ Public Financing Solutions

✅Private Credit & Institutional Debt

✅Equity & Hybrid Structures

✅ Specialty & Impact Programs

✅ Opportunistic Financing

Why Hire PEAK?

Structuring Cases, Not Just Capital.

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